Creditors Rights & Bankruptcy

For almost two decades, Paul Cohen and Troy Swanson studied and practiced creditors’ rights and bankruptcy law.  Both attorneys have previous big firm experience and over twenty years of representing national, regional and local lenders in the state of Maryland.  They excelled in these areas even when economic times were good for lenders and debtors alike.  Now that the economy has hit its twenty year downturn, the problems of the 1990’s are back.  Mr. Swanson and Mr. Cohen are well prepared.  They work hard and smart to plan and execute their strategies in order to maximize recoveries for their clients.

Cohen & Swanson, P.C. (“C&S”) have litigated and represented clients on creditors’ rights issues in the following areas: bankruptcy – loan workouts – loan origination – preference litigation – fraudulent transfers – check forgery – confessed judgments – writs of attachment – wage garnishments – commercial collections – consumer collections – relief from stay action – fraud litigation – foreclosures– replevins– asset seizures – cash collateral preservation- lien avoidance –TILA violations – FCRA violations – REG B violations – ECOA violations – HOEPA violations – consumer  rights – cram downs – conversions – Article 9 secured claim issues – Article 3 - notes, checks and instrument issues. unsecured  claim issues - interest rate swap issues.

Commercial Finance

Because of C&S’s representation of creditors in collecting on loans and defending lenders on their practices, C&S has become adept in preparing loan documents and working with their clients in commercial loan transactions. 

Commercial Litigation

C&S’s representation of creditors has naturally expanded into areas of commercial litigation involving contracts, partnership disputes and fraud.  C&S has successfully represented individuals and corporations in these areas as well.